Equity in the ground.

A real estate investment company built on the Monopoly strategy with discipline: buy small residential, rent it out, refinance, and never sell unless forced. Entry target: affordable townhouses near VUT and NWU Vaal.

ROADMAPVanderbijlpark entryRefinance, don’t sell

R400k–R800k

First purchase target

10%

Deposit range

21.6%

CGT avoided by holding

5% pa

13sex build allowance

The compounding that never resets

Refinance is tax-free. Selling triggers the full CGT event; holding does not. The portfolio grows in size and lending terms improve — without once gambling the land.

Funded from inside the board

Ditshego Group provides seed capital as a shareholder loan. Cryptic SPHERE trading profits can fund deposits. Rents service the bond. The same demographic the Group already serves becomes its first tenants.

Buy Small

Affordable townhouses and flats near VUT and NWU Vaal.

RESIDENTIAL

Rent

Income plus appreciation; student demand stays low-vacancy.

YIELD

Refinance

Access equity tax-free — no CGT event, never sell.

EQUITY

Commercial

Sell only at scale, only upward — commercial to bigger commercial.

COMPOUND

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